• Court proceedings are issued in the High Court and County Court
  • Confirmation that proceedings have been issued and dates for your debtor to respond are provided to you
  • By issuing court proceedings if the debtor fails to defend the claim within the relevant time periods (outlined below) you will be entitled to request a Court Judgment be entered against your debtor (unless it is exempt from registration).  Registration of a Court Judgment will affect your debtor’s ability to obtain credit
  • Once proceedings have been issued and served the Defendant must, within 14 days of service, either:
    • admit the debt and pay or offer to pay in instalments
    • or file a Defence or an Acknowledgement of Service form followed by a Defence
    • The Defendant can issue a counterclaim with their Defence
  • If the claim is admitted or paid, or the Defendant fails to file an acknowledge of service and/or fails to file a Defence you are entitled to Judgment, which we will obtain on your behalf